There’s a lot happening in the US air ambulance industry at the current time with people opposing high bills, law makers coming up with newer regulations, and medical flight companies demanding more accountability from the health insurance industry. These happenings will, ultimately, affect the common US citizens. Here’s a glossary of sorts that allows you to understand certain points pertaining to the US air ambulance industry.
ADA of 1978 – the act that governs US Air Ambulance Industry
ADA stands for Airlines Deregulation Act. It was enacted in the year 1978 and has since governed the aviation industry in general. This is a federal act and prevents the states from interfering in the affairs of US air ambulance service providers when it comes to price, route and service.
FAA Reauthorisation Act
The abbreviation FAA stands for Federal Aviation Administration – the body that regulates aviation services in the US. The Reauthorisation Act is currently under consideration. If passed, it will give the states the ability to interfere in the matters pertaining to price, route and service, but only when it comes to the US air ambulance industry. The Act is a response to people’s demand to the government to look into the skyrocketing medical flight bills.
In-Network Air Ambulance Service Providers
Most US air ambulance companies have an understanding with insurance providers to cover their services, at least in a given location. These medical flight companies are considered “in-network” by the insurance providers, and mostly, full coverage is given if their subscribers opt for these medical flight companies.
Balance Billing
In most instances insurance companies only cover a part of the air ambulance bills. The medical flight companies are forced to cover the remaining money from the patients directly. In other words the balance amount is billed to the consumers.
ADA Pre-emption
The ADA of 1978 is clear that states cannot interfere in the affairs of US air ambulance companies when it comes to price, route and service as mentioned above. If an air ambulance company is sued with regards to any of these, it enjoys pre-emption from such lawsuits.
US Air Ambulance Memberships
Most US air ambulance companies offer annual memberships at a nominal fee. These members enjoy complete insulation from balance billing. The membership is an additional layer of protection over and above the health insurance.
