It is widely believed that the new air ambulance regulation that is aimed at putting curbs to surprising billing practices will come into effect at the beginning of the next year. What it holds for the common man is a mystery to much of the country at this point in time. Most people believe that it will put an end to the unexcepted huge medical and air ambulance bills. While this is true to a very large extent, it is not the entire story. There is more to it. We try and highlight those points that one must know fully.
Air Ambulance Billing Can Be an Individual Choice
You will always be encouraged to take an in-network air ambulance service. The cost will be a concern only for the insurance and medical flight service providers. But what if you want an air ambulance service that is out of your network? Upon giving written consent, you can opt for any medical service that you choose. However, the insurance company may not cover the full amount and you may have to pay the service provider on your own.
The Coverage May Depend on Your Insurance Plan
Co-payments will remain as previously. The only difference is that the co-pay amount will not change based on the network. The regulation is applicable only when the service is provided by a non-participating service provider in emergency situations. This part of the regulation will come in handy in instances where the patient is not the decision-maker. For instance, the call to avail of an air ambulance service may be taken by the treating medical professional during an emergency. The patient might not even be able to give consent. The clearance of the resultant bill does not come under the responsibility of the patient anymore.